Financial Overview: Michigan (MI)

Summary for Michigan

The state of Michigan is home to 177 credit unions, managing a collective total of $111.45B [1] in assets and serving over 6,065,245 members [1]. These credit unions exhibit a strong average net worth ratio of 12.86% [1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 66.15% [1] suggests CUs here maintain strong liquidity to support future loan demand.

Key Aggregate Metrics

Credit Unions Tracked
177
Total Aggregate Assets [1]
Total Members Served [1]
Avg. Net Worth Ratio [1]
Avg. Loan-to-Share Ratio [1]

Indicator: Higher values mean CUs are actively lending.

Data Source Disclaimer

All data is based on the latest available NCUA Call Report data for federally insured credit unions.

Credit Unions List

Name Charter # Total Assets Members Net Worth Ratio LTS Ratio Location
GREAT LAKES FIRST 6102 $98.6M 7,447 10.09% 44.23% ESCANABA, MI
ROUTE 31 5982 $98.4M 9,835 13.21% 77.56% Muskegon, MI
CHRISTIAN FINANCIAL 63805 $933.7M 55,338 10.28% 85.43% Sterling Height, MI
KELLOGG COMMUNITY 68678 $928.3M 50,177 16.70% 90.62% BATTLE CREEK, MI
TRUE COMMUNITY 68718 $918.9M 82,778 10.83% 88.63% Jackson, MI
ALPENA-ALCONA AREA 62035 $902.9M 48,251 11.67% 69.98% Alpena, MI
ARBOR FINANCIAL 61708 $902.5M 46,775 9.69% 89.53% KALAMAZOO, MI
TLC COMMUNITY 60509 $901.0M 56,217 14.04% 54.48% Adrian, MI
MEMBERS FIRST 62076 $883.7M 67,152 8.77% 85.18% Midland, MI
TRAVERSE CATHOLIC 6844 $88.6M 6,811 9.48% 59.93% TRAVERSE CITY, MI
ZEAL 62426 $877.5M 66,143 21.03% 95.91% LIVONIA, MI
SOUTH CENTRAL 62143 $85.9M 6,730 13.84% 52.07% JACKSON, MI
WEXFORD COMMUNITY 65639 $85.7M 8,171 9.17% 50.37% Cadillac, MI
LAKE HURON 61638 $84.0M 6,384 13.38% 84.92% Saginaw, MI
SHORE TO SHORE COMMUNITY 8349 $83.5M 5,428 10.74% 39.17% TRENTON, MI
PFCU 68690 $822.1M 56,388 10.73% 71.88% Portland, MI
ROCK COMMUNITY 21020 $8.6M 828 8.51% 38.27% Rock, MI
MICHIGAN STATE UNIVERSITY 23279 $8.24B 381,844 8.31% 94.00% East Lansing, MI
MUSKEGON 7509 $79.0M 5,031 10.74% 43.63% MUSKEGON, MI
LIMESTONE FINANCIAL 68743 $77.4M 4,822 10.77% 92.50% Manistique, MI
TEAM ONE 62141 $763.9M 47,519 9.17% 73.74% SAGINAW, MI
MICHIGAN COLUMBUS 5554 $75.4M 4,110 15.09% 45.47% Livonia, MI
THORNAPPLE 62196 $72.2M 8,322 9.30% 90.46% Hastings, MI
INTANDEM 62249 $72.1M 5,037 11.52% 70.95% Grand Rapids, MI
COMMUNITY PROMISE 24848 $717,741 295 12.61% 89.90% KALAMAZOO, MI
WEST MICHIGAN POSTAL SERVICE 7910 $7.1M 810 12.55% 80.04% MUSKEGON, MI
NORTHLAND AREA 11979 $692.8M 45,967 10.03% 72.02% Alpena, MI
A.B.D. 5885 $68.3M 6,277 14.79% 31.97% WARREN, MI
AMERICAN 1 65595 $666.3M 66,864 14.72% 87.28% JACKSON, MI
TAHQUAMENON AREA 60423 $65.4M 4,668 12.31% 43.92% Newberry, MI
ALLIANCE CATHOLIC 61759 $644.5M 32,800 12.70% 65.81% Farmington Hill, MI
ADVENTURE 60936 $641.5M 43,951 11.98% 75.04% Grand Rapids, MI
COMMUNITY FOCUS 14098 $65.0M 4,597 15.44% 52.03% Brownstown, MI
ONE DETROIT 61495 $64.7M 12,354 23.39% 73.66% Detroit, MI
SECURITY 61159 $633.5M 53,205 9.94% 88.76% GRAND BLANC, MI
LINCOLN PARK COMMUNITY 61701 $61.6M 3,105 17.86% 17.69% LINCOLN PARK, MI
OMNI COMMUNITY 60105 $606.8M 46,592 16.23% 67.37% Battle Creek, MI
GREAT LAKES 24874 $60.0M 4,546 11.49% 51.13% Bay City, MI
WESTACRES 62316 $6.9M 571 13.93% 21.13% WEST BLOOMFIELD, MI
DFCU FINANCIAL 61844 $6.91B 239,927 13.43% 36.81% Dearborn, MI
BARAGA COUNTY 7672 $59.0M 4,829 9.72% 36.27% LANSE, MI
EMBERS 62038 $568.6M 32,332 12.03% 70.98% Marquette, MI
GRATIOT COMMUNITY 61986 $56.3M 6,631 8.26% 72.38% Alma, MI
SOVITA 60666 $556.8M 17,888 15.93% 29.10% FLINT, MI
DIVERSIFIED MEMBERS 62339 $556.2M 30,696 15.23% 65.71% DETROIT, MI
COUNTRY HERITAGE 62079 $53.0M 1,213 20.56% 88.22% BUCHANAN, MI
TRI-CITIES 62508 $51.8M 3,614 12.64% 66.95% Grand Haven, MI
SOUTHEAST MICHIGAN STATE EMPLOYEES 7628 $51.1M 3,311 11.02% 17.34% West Bloomfield, MI
GENISYS 68536 $5.67B 294,521 16.00% 92.31% AUBURN HILLS, MI
PEOPLE DRIVEN 61068 $492.7M 25,556 9.71% 84.67% SOUTHFIELD, MI
GR CONSUMERS 68332 $50.0M 2,822 16.58% 58.43% Wyoming, MI
AEROQUIP 61405 $49.4M 3,957 15.99% 68.20% JACKSON, MI
JOLT 68703 $471.7M 27,526 9.90% 61.75% SAGINAW, MI
LOC 61404 $460.9M 27,555 9.65% 62.00% Farmington, MI
WMCU 62347 $448.1M 31,117 16.48% 59.99% Grand Rapids, MI
CORNERSTONE COMMUNITY FINANCIAL 68641 $442.6M 25,210 12.37% 110.72% Auburn Hills, MI
LAKESHORE 8709 $44.1M 2,596 11.59% 35.44% Muskegon, MI
PUBLIC SERVICE 60683 $429.6M 32,043 11.76% 74.27% Romulus, MI
ANN ARBOR POSTAL 7126 $418,696 91 57.45% 85.38% MILAN, MI
AUTO-OWNERS ASSOCIATES 62543 $41.6M 2,584 17.94% 22.30% LANSING, MI
CHIROPRACTIC 6871 $41.4M 2,634 14.17% 50.00% FARMINGTON, MI
MANISTIQUE 18067 $41.0M 3,112 15.04% 55.88% MANISTIQUE, MI
GRAND TRUNK BATTLE CREEK EMP 5170 $40.2M 2,547 19.17% 44.12% BATTLE CREEK, MI
UNITED 6288 $4.21B 191,414 11.38% 89.72% St Joseph, MI
MICHIGAN SCHOOLS AND GOVERNMENT 62049 $4.10B 158,593 12.13% 102.46% Clinton Townshi, MI
CASE 61908 $399.6M 28,102 10.26% 87.28% Lansing, MI
MONROE COMMUNITY 61748 $390.1M 31,624 10.24% 70.54% Monroe, MI
PORT CITY 5116 $39.8M 2,965 12.07% 38.81% MUSKEGON, MI
FIRST AREA 61756 $39.6M 2,928 9.79% 47.58% SAGINAW, MI
IGNITE 62072 $374.2M 30,615 10.29% 87.82% Battle Creek, MI
TBA 61795 $373.1M 20,198 14.12% 82.50% TRAVERSE CITY, MI
DETOUR DRUMMOND COMMUNITY 62344 $37.4M 2,057 17.51% 54.82% DRUMMOND ISLAND, MI
OUR 62028 $360.4M 23,567 9.71% 65.01% ROYAL OAK, MI
GOGEBIC COUNTY 7644 $36.4M 3,813 15.70% 43.29% BESSEMER, MI
MARSHALL COMMUNITY 62160 $350.2M 16,038 16.32% 81.68% Marshall, MI
SETTLERS 24793 $35.8M 3,903 18.48% 62.15% BRUCE CROSSING, MI
FLAGSHIP COMMUNITY 13391 $35.1M 3,374 10.33% 56.93% PORT HURON, MI
ALPENA COMMUNITY 62264 $34.8M 2,279 12.58% 50.26% Alpena, MI
FREESTAR FINANCIAL 60406 $337.4M 21,909 9.68% 70.93% Mount Clemens, MI
MICHIGAN UNITED 61698 $337.0M 23,881 11.69% 72.64% Auburn Hills, MI
PENINSULA 4291 $335.0M 15,862 8.55% 89.95% Escanaba, MI
EXTRA 60428 $334.5M 18,923 16.47% 66.57% WARREN, MI
UNITED FINANCIAL 61657 $332.6M 21,397 10.72% 68.22% Saginaw, MI
GRACO 15304 $32.2M 3,429 10.25% 56.50% Alma, MI
PREFERRED 62340 $308.7M 23,733 13.57% 59.92% Grand Rapids, MI
SOO CO-OP 62325 $304.2M 24,304 13.18% 66.41% Sault Sainte Ma, MI
UNITED BAY COMMUNITY 61186 $300.7M 18,680 6.93% 87.02% Bay City, MI
KENOWA COMMUNITY 8119 $30.0M 2,562 14.69% 85.90% WYOMING, MI
ADVIA 61503 $3.69B 190,879 9.55% 93.50% Kalamazoo, MI
FOREST AREA 24047 $297.9M 20,599 11.77% 72.40% Fife Lake, MI
KALSEE 61219 $289.5M 22,013 9.93% 84.71% Kalamazoo, MI
MICHIGAN COASTAL 61631 $27.3M 2,516 7.89% 94.96% Muskegon, MI
NORTHWEST CONSUMERS 8077 $26.2M 2,357 17.29% 65.23% TRAVERSE CITY, MI
NORTH CENTRAL AREA 61953 $254.8M 19,423 10.80% 77.82% Houghton Lake, MI
ADVANTAGE ONE 68679 $252.7M 18,002 11.19% 87.31% Brownstown, MI
COMMUNITY WEST 61677 $251.5M 18,447 8.88% 64.00% Kentwood, MI
ST. FRANCIS X 7219 $250.4M 9,903 13.63% 64.14% Petoskey, MI
DOWAGIAC AREA 21070 $25.6M 1,843 9.89% 52.88% DOWAGIAC, MI
FARM BUREAU FAMILY 62330 $25.3M 2,207 11.48% 66.26% LANSING, MI
MONTCALM PUBLIC EMPLOYEES 61999 $25.0M 1,833 16.94% 36.72% EDMORE, MI
GERBER 6832 $246.9M 16,024 9.66% 62.10% Fremont, MI
FILER 62010 $245.0M 12,952 12.31% 63.44% Manistee, MI
CONSTRUCTION 21798 $24.6M 1,180 14.11% 88.41% BINGHAM FARMS, MI
CHIEF FINANCIAL 4271 $237.8M 20,684 9.85% 77.10% Rochester Hills, MI
TANDEM 4787 $23.4M 2,163 15.70% 36.39% Warren, MI
MICHIGAN ONE COMMUNITY 62169 $225.3M 18,858 9.79% 88.37% Ionia, MI
INTERNATIONAL UAW 5123 $22.3M 1,938 15.00% 50.05% DETROIT, MI
MICHIGAN LEGACY 62642 $218.7M 20,174 12.29% 73.02% Wyandotte, MI
PARDA 21686 $213.1M 14,745 13.52% 59.10% Rochester, MI
ISABELLA COMMUNITY 61318 $213.1M 13,468 9.26% 60.95% MT Pleasant, MI
UNITED CHURCHES 62144 $21.9M 1,188 9.40% 25.75% TAYLOR, MI
ELECTRICAL WORKERS LOCAL 58 64267 $21.1M 2,030 10.97% 28.18% DETROIT, MI
WARREN MUNICIPAL 7633 $21.1M 1,344 9.62% 52.58% Warren, MI
AAC 62217 $206.2M 15,096 23.40% 78.81% Grand Rapids, MI
SERVICE 1 4038 $202.7M 21,995 16.71% 87.47% Muskegon, MI
AWAKON 7465 $201.6M 14,748 12.08% 77.83% ONAWAY, MI
U.P. STATE 62085 $200.3M 15,278 11.94% 65.33% Escanaba, MI
LAKE TRUST 62047 $2.72B 175,638 10.82% 86.11% Brighton, MI
CONSUMERS 62172 $2.54B 148,867 9.35% 108.79% Oshtemo, MI
DOW 60137 $2.48B 83,313 9.93% 56.14% Midland, MI
DORT FINANCIAL 68708 $2.32B 117,805 10.36% 88.94% GRAND BLANC, MI
I.M. DETROIT DISTRICT 62167 $2.2M 51 22.37% 0.07% DETROIT, MI
TRUNORTH 6332 $193.3M 15,559 9.61% 61.22% Ishpeming, MI
DOWNRIVER COMMUNITY 4853 $188.8M 12,526 10.20% 39.48% Ecorse, MI
JOURNEY 20943 $182.9M 17,130 9.74% 69.68% SAINT JOHNS, MI
SAFE HARBOR 61988 $182.4M 8,996 9.00% 90.49% Ludington, MI
BLUE WATER 12906 $18.3M 1,154 15.50% 59.70% PORT HURON, MI
POLISH-AMERICAN 22280 $176.4M 7,310 12.77% 78.35% Troy, MI
HEALTH ADVANTAGE 20007 $172.8M 11,237 12.96% 71.42% SAGINAW, MI
FRANKFORT COMMUNITY 13355 $17.8M 1,884 13.48% 74.41% FRANKFORT, MI
HARBORLIGHT 62066 $164.2M 11,567 10.46% 74.52% WHITEHALL, MI
WOLVERINE STATE 62203 $162.6M 9,598 9.87% 67.87% Alpena, MI
FAMILY FINANCIAL 61633 $161.5M 16,697 11.75% 66.83% Norton Shores, MI
NEW RISING STAR 24030 $16,804 82 60.87% 0.00% DETROIT, MI
H.P.C. 62219 $156.6M 7,543 14.09% 69.95% ALPENA, MI
WAYNE-WESTLAND 5928 $151.7M 10,918 10.49% 53.39% Westland, MI
COMMUNITY FIRST 24199 $145.3M 13,441 7.87% 89.49% LAKEVIEW, MI
IRON MOUNTAIN KINGSFORD COMMUNITY 5660 $143.9M 10,203 16.72% 30.29% KINGSFORD, MI
CONSUMERS PROFESSIONAL 60947 $141.5M 7,263 16.64% 52.59% LANSING, MI
BEST FINANCIAL 62027 $141.1M 13,623 16.16% 87.33% MUSKEGON, MI
LAKE MICHIGAN 62514 $14.86B 508,470 11.72% 100.58% Grand Rapids, MI
LENCO 60991 $136.8M 7,563 11.56% 65.65% Adrian, MI
SUNRISE FAMILY 61995 $136.3M 10,113 8.77% 36.84% Bay City, MI
WALLED LAKE SCHOOLS 6613 $136.1M 5,087 13.42% 27.45% Wolverine Lake, MI
FINANCIALEDGE 61619 $134.9M 8,777 12.62% 68.66% Bay City, MI
UKRAINIAN SELFRELIANCE MICHIGAN 8000 $133.3M 4,368 13.36% 38.95% Warren, MI
BREAKWATER 8212 $130.6M 10,415 11.96% 72.48% HOUGHTON, MI
INTEGRA FIRST 5748 $130.4M 11,502 9.08% 67.55% Powers, MI
MUSKEGON ST JOSEPH 8141 $13.2M 1,366 9.98% 73.66% MUSKEGON, MI
STRAITS AREA 7428 $125.3M 12,034 10.96% 47.13% Cheboygan, MI
RIVER VALLEY 62123 $123.5M 9,369 11.42% 68.71% Ada, MI
CATHOLIC VANTAGE FINANCIAL 68709 $121.5M 6,667 7.27% 64.64% LIVONIA, MI
NORTHERN LIGHTS COMMUNITY 5272 $12.4M 1,208 8.54% 31.94% Chatham, MI
CIRCLE 22114 $115.1M 5,909 8.41% 75.31% Niles, MI
MEIJER 62393 $113.2M 14,991 9.35% 79.35% GRAND RAPIDS, MI
MARQUETTE COMMUNITY 7873 $112.0M 8,212 13.44% 57.53% MARQUETTE, MI
TORCH LAKE 10099 $11.2M 1,566 7.24% 37.43% LAURIUM, MI
TOTAL COMMUNITY 62245 $105.6M 6,654 14.19% 51.36% TAYLOR, MI
COMPASS 62040 $105.2M 7,599 9.32% 51.35% Sparta, MI
THE LOCAL 63342 $104.7M 9,793 15.20% 48.57% Sterling Height, MI
FAMILY FIRST 61909 $104.4M 5,472 8.76% 47.95% SAGINAW, MI
COPOCO COMMUNITY 60470 $104.3M 7,473 8.39% 41.62% Bay City, MI
LAKE SUPERIOR 65085 $10.5M 1,321 12.86% 56.89% ONTONAGON, MI
COMMUNITY CHOICE 64880 $1.94B 115,318 9.03% 91.89% Farmington Hill, MI
HONOR 63004 $1.79B 107,263 11.90% 87.48% BERRIEN SPRINGS, MI
CREDIT UNION ONE 62562 $1.75B 108,676 10.47% 76.00% FERNDALE, MI
ELGA 61797 $1.61B 100,601 25.85% 99.80% Grand Blanc, MI
VIBE 61522 $1.53B 74,801 10.25% 75.41% Novi, MI
MICHIGAN FIRST 60522 $1.52B 164,393 14.89% 96.24% Lathrup Village, MI
FINANCIAL PLUS 68646 $1.51B 82,199 11.79% 89.35% Flint, MI
COMMUNITY FINANCIAL 68631 $1.50B 83,668 10.22% 98.26% PLYMOUTH, MI
FRANKENMUTH 61755 $1.48B 75,411 9.52% 84.26% Frankenmuth, MI
UNIVERSITY OF MICHIGAN 61552 $1.40B 119,873 10.68% 103.94% Ann Arbor, MI
LAFCU 68632 $1.15B 73,538 20.04% 84.78% LANSING, MI
WILDFIRE 60057 $1.14B 49,411 10.97% 64.53% Saginaw, MI
MICHIGAN EDUCATIONAL 60931 $1.08B 47,589 11.57% 50.15% PLYMOUTH, MI
4FRONT 61365 $1.02B 105,681 9.33% 82.13% Traverse City, MI