ONE DETROIT Credit Union Profile

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ONE DETROIT

Charter #61495 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (313) 965-8640

Fax: (313) 965-0455

Founding Date: N/A

Website: http://WWW.OneDetroitCU.org

Personnel & Operations

President: Bowman, Kai

Manager: Powell, Portia

FT Employees: 52

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: M, TH,FRI 9:30am to 4:30pm Tues and Wednes

Credit Union Profile Summary

ONE DETROIT is a FISCU Credit Union. With a total of 12,354 members [1], this institution manages approximately $64,714,453 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.68% [1].

Financial Snapshot

Total Assets [1]
$64,714,453

Total economic resources.

Total Loans [1]
$35,668,304

Total value of outstanding loans.

Total Deposits [1]
$48,425,840

Total funds deposited by members.

Members [1]
12,354

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-2.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

630 Howard St

Detroit, MI, 48226

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ONE DETROIT (Charter #61495).

Main Office

One Detroit Credit Union Main Office

Type: Corporate Office

630 Howard St

Detroit, MI 48226

Phone: (313) 965-8640

Services: Member Services, ATM

Open in Directions

Additional Branches

Detroit

Eastside

Type: Branch Office

14740 Mack Ave

Detroit, MI 48215

Phone: (313) 821-2800

Services: Member Services, ATM

Open in Directions

Highland Park

Highland Park

Type: Branch Office

15123 Woodward Ave

Highland Park, MI 48203-2907

Phone: (313) 866-8672

Services: Member Services, ATM

Open in Directions