About Nearby Credit Unions

The core mission of Nearby Credit Unions is simple: to help consumers find fair, local, and affordable financial services. We recognized a need for a clear, unbiased resource to connect individuals with credit unions that truly serve their financial interests. Unlike commercial banks that focus on shareholder returns, credit unions are not-for-profit and member-owned. This fundamental difference often translates into better rates, lower fees, and superior community focus.

Our platform is designed to cut through the complexity of the banking landscape, offering direct pathways to find credit unions by state or territory, making it easy to find a local institution that meets your needs.

• Focus on Members: Because credit unions operate under the "one member, one vote" principle, every policy and decision is made by a volunteer board whose interests align with the members, not external investors.
• Financial Advantage: Their non-profit status allows credit unions to offer better financial products. This often includes higher interest rates on savings accounts and lower interest rates on loans and credit cards.
• Community Investment: Credit unions are fundamentally local institutions. They often invest directly back into the communities they serve, providing personalized service and support that large national banks cannot match.

The financial data presented on this site, including asset totals, member counts, and key ratios, is sourced directly from publicly available regulatory reports filed by the National Credit Union Administration (NCUA). We strive to present this data in a clear, accessible format so you can make informed decisions.

For more details on specific financial terminology and ratios, please explore our Articles section.