AAC Credit Union Profile

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AAC

Charter #62217 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (616) 288-0288

Fax: (616) 735-4919

Founding Date: N/A

Website: https://www.goaac.com

Personnel & Operations

President: Barden, Thane

Manager: Kamphuis, Timothy

FT Employees: 38

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: Monday-Thursday: 9am-5pm Friday: 9am-5:30pm

Credit Union Profile Summary

AAC is a FISCU Credit Union. With a total of 15,096 members [1], this institution manages approximately $206,160,977 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 23.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.09% [1].

Financial Snapshot

Total Assets [1]
$206,160,977

Total economic resources.

Total Loans [1]
$123,018,129

Total value of outstanding loans.

Total Deposits [1]
$156,103,250

Total funds deposited by members.

Members [1]
15,096

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

177 Wilson Ave NW

Grand Rapids, MI, 49534

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by AAC (Charter #62217).

Main Office

Standale Main Office

Type: Corporate Office

177 Wilson Ave NW

Grand Rapids, MI 49534

Phone: (616) 288-0288

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Grand Rapids

Grand Rapids Branch

Type: Branch Office

904 Broadway Ave NW

Grand Rapids, MI 49504-4415

Phone: (616) 459-4429

Services: Member Services, Drive-Thru

Open in Directions

Holland

AAC Credit Union Big Dutch Branch

Type: Branch Office

215 E 25th St

Holland, MI 49423

Phone: (616) 396-5000

Services: Member Services

Open in Directions

Holland Branch

Type: Branch Office

12390 Riley St

Holland, MI 49424-9219

Phone: (616) 994-6300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Spring Lake

Spring Lake Branch

Type: Branch Office

17228 Van Wagoner Rd

Spring Lake, MI 49456-9702

Phone: (616) 842-3172

Services: Member Services, ATM, Drive-Thru

Open in Directions

Zeeland

Herman Miller Branch

Type: Branch Office

855 E Main Ave

Zeeland, MI 49464-1366

Phone: (616) 654-3461

Services: Member Services, ATM

Open in Directions

Zeeland Branch

Type: Branch Office

612 E Main Ave

Zeeland, MI 49464

Phone: (616) 772-3820

Services: Member Services, ATM, Drive-Thru

Open in Directions