DETOUR DRUMMOND COMMUNITY Credit Union Profile

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DETOUR DRUMMOND COMMUNITY

Charter #62344 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (906) 493-5263

Fax: (906) 493-5168

Founding Date: N/A

Website: http://www.ddccu.com

Personnel & Operations

President: Miller, Craig

Manager: Fountain, Hilary

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8:30-4-30 M-F

Credit Union Profile Summary

DETOUR DRUMMOND COMMUNITY is a FISCU Credit Union. With a total of 2,057 members [1], this institution manages approximately $37,399,112 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.55% [1].

Financial Snapshot

Total Assets [1]
$37,399,112

Total economic resources.

Total Loans [1]
$16,901,729

Total value of outstanding loans.

Total Deposits [1]
$30,829,101

Total funds deposited by members.

Members [1]
2,057

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

34857 S TOWNLINE RD

DRUMMOND ISLAND, MI, 49726-9486
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by DETOUR DRUMMOND COMMUNITY (Charter #62344).

Main Office

Detour Drummond Community Credit Union Main Office

Type: Corporate Office

34857 S Townline Rd

Drummond Island, MI 49726-9486

Phone: (906) 493-5263

Services: Member Services, ATM, Drive-Thru

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Additional Branches

De Tour Village

Detour Drummond Community Credit Union

Type: Branch Office

176 Elizabeth St

De Tour Village, MI 49725-5021

Phone: (906) 297-5045

Services: Member Services, ATM

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