DFCU FINANCIAL Credit Union Profile

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DFCU FINANCIAL

Charter #61844 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (313) 336-2700

Fax:

Founding Date: N/A

Website: http://www.dfcufinancial.com

Personnel & Operations

President: Cowper, James

Manager: Goldberg, Ryan

FT Employees: 532

PT Employees: 92

Designations & Ratios

MDI Status: No

RBC Ratio: 32.8%

Membership Type: 99

Branches: 35

Hours: Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

Credit Union Profile Summary

DFCU FINANCIAL is a FISCU Credit Union. With a total of 239,927 members ^[1], this institution manages approximately $6,914,783,165 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.44% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.97% ^[1].

Financial Snapshot

Total Assets ^[1]

$6,914,783,165

Total economic resources.

Total Loans ^[1]

$2,287,208,337

Total value of outstanding loans.

Total Deposits ^[1]

$6,214,385,691

Total funds deposited by members.

Members ^[1]

239,927

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

36.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 12.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

400 Town Center Dr

Dearborn, MI, 48126

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 27 branches reported by DFCU FINANCIAL (Charter #61844).

Main Office

DFCU Financial Main Office

Type: Corporate Office

400 Town Center Dr

Dearborn, MI 48126

Phone: (313) 336-2700

Services: Member Services, ATM, Drive-Thru

DFCU FINANCIAL Credit Union Profile

DFCU FINANCIAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

DFCU Financial Main Office

Additional Branches

Ann Arbor

Birmingham

Brighton

Canton

Clinton Township

Commerce Township

Dearborn

Detroit

Garden City

Grand Rapids

Lansing

Livonia

Madison Hts

Novi

Plymouth

Riverview

Taylor

Wyoming