UNITED BAY COMMUNITY Credit Union Profile
Showing details for UNITED BAY COMMUNITY Credit Union.
Credit Union Profile for: UNITED BAY COMMUNITY
UNITED BAY COMMUNITY
Headquarters Contact & Staff
Contact & Info
Phone: (989) 892-4597
Fax: (989) 892-5701
Founding Date: N/A
Website: http://www.ubccu.org
Personnel & Operations
President: Houle, Christine
Manager: Abbonizio, Diane
FT Employees: 68
PT Employees: 10
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 6
Hours: 9:00 am -5:00 pm Lobby Monday thru Friday 9
Credit Union Profile Summary
UNITED BAY COMMUNITY is a FISCU Credit Union. With a total of 18,680 members [1], this institution manages approximately $300,707,894 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.99% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 6 branches reported by UNITED BAY COMMUNITY (Charter #61186).
Main Office
Lincoln Office Main Office
1309 N Lincoln St
Bay City, MI 48708-6172
Phone: (989) 892-4597
Services: Member Services, ATM, Drive-Thru
Additional Branches
Bay City
Euclid Office
3939 N Euclid Ave
Bay City, MI 48706-2028
Phone: (989) 892-4597
Services: Member Services, ATM, Drive-Thru
Coleman
Coleman Branch
375 E Railway St
Coleman, MI 48618
Phone: (989) 892-4597
Services: Member Services, ATM, Drive-Thru
Mattawan
Mattawan
52800 N Main St
Mattawan, MI 49071
Phone: (269) 668-6336
Services: Member Services, ATM, Drive-Thru
Pinconning
Pinconning Office
205 S Mable St
Pinconning, MI 48650
Phone: (989) 892-4597
Services: Member Services, ATM, Drive-Thru
Portage
Portage
233 W Centre Ave
Portage, MI 49024-5353
Phone: (269) 668-6336
Services: Member Services, ATM, Drive-Thru