HEALTH ADVANTAGE Credit Union Profile

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HEALTH ADVANTAGE

Charter #20007 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 791-7070

Fax: (989) 791-8160

Founding Date: N/A

Website: http://www.healthadvantagecu.com

Personnel & Operations

President: HOLLERBACK, THOMAS

Manager: Crase, Laura

FT Employees: 37

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 3

Hours: MONDAY,TUESDAY, THURSDAY 8:30 - 5:00 WE

Credit Union Profile Summary

HEALTH ADVANTAGE is a FCU Credit Union. With a total of 11,237 members [1], this institution manages approximately $172,798,250 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.06% [1].

Financial Snapshot

Total Assets [1]
$172,798,250

Total economic resources.

Total Loans [1]
$107,707,223

Total value of outstanding loans.

Total Deposits [1]
$150,800,517

Total funds deposited by members.

Members [1]
11,237

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4550 STATE ST

SAGINAW, MI, 48603
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by HEALTH ADVANTAGE (Charter #20007).

Main Office

STATE ST OFFICE Main Office

Type: Corporate Office

4550 STATE ST

Saginaw, MI 48603

Phone: (989) 791-7070

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Midland

Midland Office

Type: Branch Office

5004 Eastman Ave

Midland, MI 48640

Phone: (989) 791-7070

Services: Member Services, ATM, Drive-Thru

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Saginaw

MICHIGAN OFFICE

Type: Branch Office

1430 N MICHIGAN Ave

Saginaw, MI 48602-4734

Phone: (989) 791-7070

Services: Member Services, ATM, Drive-Thru

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