COUNTRY HERITAGE Credit Union Profile

Showing details for COUNTRY HERITAGE Credit Union.

Home > MI > COUNTRY HERITAGE

COUNTRY HERITAGE

Charter #62079 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 695-2334

Fax: (269) 695-2335

Founding Date: N/A

Website: HTTP://WWW.COUNTRYHERITAGECU.COM

Personnel & Operations

President: Messner, William

Manager: Terry, Frances

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30 AM - 4:30 PM MON-FRI 8:30 AM - 12:00

Credit Union Profile Summary

COUNTRY HERITAGE is a FISCU Credit Union. With a total of 1,213 members [1], this institution manages approximately $53,015,706 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 20.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.81% [1].

Financial Snapshot

Total Assets [1]
$53,015,706

Total economic resources.

Total Loans [1]
$37,059,860

Total value of outstanding loans.

Total Deposits [1]
$42,007,708

Total funds deposited by members.

Members [1]
1,213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

16580 BAKERTOWN RD

BUCHANAN, MI, 49107-9201
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by COUNTRY HERITAGE (Charter #62079).

Main Office

Country Heritage Credit Union Main Office

Type: Corporate Office

16580 Bakertown Rd

Buchanan, MI 49107-9201

Phone: (269) 695-2334

Services: Member Services, Drive-Thru

Open in Directions