MUSKEGON Credit Union Profile

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MUSKEGON

Charter #7509 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 722-7285

Fax:

Founding Date: N/A

Website: HTTP://WWW.MUSKFEDCU.COM

Personnel & Operations

President: TAYLOR, JAMES

Manager: WINSKAS, TONI

FT Employees: 14

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 9:00 -5:00 MONDAY THRU FRIDAY

Credit Union Profile Summary

MUSKEGON is a FCU Credit Union. With a total of 5,031 members [1], this institution manages approximately $78,973,651 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.62% [1].

Financial Snapshot

Total Assets [1]
$78,973,651

Total economic resources.

Total Loans [1]
$30,508,577

Total value of outstanding loans.

Total Deposits [1]
$69,918,176

Total funds deposited by members.

Members [1]
5,031

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

65 W LAKETON AVE

MUSKEGON, MI, 49441

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MUSKEGON (Charter #7509).

Main Office

CORPORATE OFFICE Main Office

Type: Corporate Office

65 W LAKETON AVE

Muskegon, MI 49441

Phone: (231) 722-7285

Services: Member Services

Open in Directions

Additional Branches

Muskegon

BRANCH

Type: Branch Office

1700 HOLTON RD

Muskegon, MI 49445-1472

Phone: (231) 722-7285

Services: Member Services

Open in Directions