ISABELLA COMMUNITY Credit Union Profile

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ISABELLA COMMUNITY

Charter #61318 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 773-5927

Fax: (989) 773-8757

Founding Date: N/A

Website: https://www.iccuonline.com

Personnel & Operations

President: Powell, Tina

Manager: Hoyle, Jenny

FT Employees: 38

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: M-F 9:00am-5:00pm S 9:00am-12:00pm

Credit Union Profile Summary

ISABELLA COMMUNITY is a FISCU Credit Union. With a total of 13,468 members ^[1], this institution manages approximately $213,069,710 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.29% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.29% ^[1].

Financial Snapshot

Total Assets ^[1]

$213,069,710

Total economic resources.

Total Loans ^[1]

$117,147,502

Total value of outstanding loans.

Total Deposits ^[1]

$192,188,928

Total funds deposited by members.

Members ^[1]

13,468

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2400 S Isabella RD

MT Pleasant, MI, 48858

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 4 branches reported by ISABELLA COMMUNITY (Charter #61318).

Main Office

Isabella Community Credit Union Main Office

Type: Corporate Office

2400 S Isabella RD

Mt Pleasant, MI 48858

Phone: (989) 773-5927

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Mt Pleasant