U.P. STATE Credit Union Profile
Showing details for U.P. STATE Credit Union.
Credit Union Profile for: U.P. STATE
U.P. STATE
Headquarters Contact & Staff
Contact & Info
Phone: (906) 786-1146
Fax: (906) 786-0269
Founding Date: N/A
Website: http://www.upscu.com
Personnel & Operations
President: Haulotte, Howard
Manager: Theoret, Raymond
FT Employees: 50
PT Employees: 4
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 6
Hours: M-F 8:00am - 5:00pm
Credit Union Profile Summary
U.P. STATE is a FISCU Credit Union. With a total of 15,278 members [1], this institution manages approximately $200,270,457 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.93% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 5 branches reported by U.P. STATE (Charter #62085).
Main Office
Escanaba Office Main Office
2501 1st Ave N
Escanaba, MI 49829-1489
Phone: (906) 786-1146
Services: Member Services, ATM, Drive-Thru
Additional Branches
Cedarville
Cedarville branch
507 W M 134
Cedarville, MI 49719
Phone: (906) 484-3099
Services: Member Services, ATM, Drive-Thru
Escanaba
Northern Branch
123 S Lincoln Rd
Escanaba, MI 49829-1339
Phone: (906) 786-0888
Services: ATM, Drive-Thru
Norway
Norway Branch
601 US Highway 2
Norway, MI 49870
Phone: (906) 563-8616
Services: Member Services, ATM, Drive-Thru
Saint Ignace
St. Ignace branch
W366 US Highway 2 W
Saint Ignace, MI 49781-9614
Phone: (906) 643-8138
Services: Member Services, ATM, Drive-Thru