INTEGRA FIRST Credit Union Profile

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INTEGRA FIRST

Charter #5748 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (906) 497-5229

Fax: (906) 497-5881

Founding Date: N/A

Website: http://www.integrafirstfcu.com

Personnel & Operations

President: Kleiman, Marc

Manager: Brezsko, Mindy

FT Employees: 30

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 4

Hours: M-F 8:30 - 5:30 S- 830-12:00

Credit Union Profile Summary

INTEGRA FIRST is a FCU Credit Union. With a total of 11,502 members [1], this institution manages approximately $130,381,674 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.25% [1].

Financial Snapshot

Total Assets [1]
$130,381,674

Total economic resources.

Total Loans [1]
$80,016,102

Total value of outstanding loans.

Total Deposits [1]
$118,457,276

Total funds deposited by members.

Members [1]
11,502

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

W3803 US Highway 2/41

Powers, MI, 49874-9793
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by INTEGRA FIRST (Charter #5748).

Main Office

Powers Branch Main Office

Type: Corporate Office

W3803 US Highway 2/41

Powers, MI 49874-9793

Phone: (906) 497-5229

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Menominee

Menominee Branch

Type: Branch Office

2600 10th St

Menominee, MI 49858-1904

Phone: (906) 863-5566

Services: Member Services, ATM, Drive-Thru

Open in Directions

Menominee High School Branch

Type: Branch Office

2101 18th St

Menominee, MI 49858-3512

Phone: (906) 863-7814

Services: Member Services

Open in Directions

Stephenson

stephenson branch

Type: Branch Office

S320 US HIGHWAY 41

Stephenson, MI 49887

Phone: (906) 753-4746

Services: Member Services, ATM, Drive-Thru

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