TOTAL COMMUNITY Credit Union Profile

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TOTAL COMMUNITY

Charter #62245 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (313) 291-3300

Fax: (313) 291-6899

Founding Date: N/A

Website: https://www.tccu.us

Personnel & Operations

President: Merriman, Robert

Manager: Schirm, Susette

FT Employees: 22

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 10:00 A.M. - 5:00 P.M.

Credit Union Profile Summary

TOTAL COMMUNITY is a FISCU Credit Union. With a total of 6,654 members [1], this institution manages approximately $105,595,140 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.11% [1].

Financial Snapshot

Total Assets [1]
$105,595,140

Total economic resources.

Total Loans [1]
$46,411,388

Total value of outstanding loans.

Total Deposits [1]
$90,363,650

Total funds deposited by members.

Members [1]
6,654

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

25155 GODDARD RD

TAYLOR, MI, 48180-3923

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by TOTAL COMMUNITY (Charter #62245).

Main Office

Total Community Credit Union Main Office

Type: Corporate Office

25155 Goddard Rd

Taylor, MI 48180-3923

Phone: (313) 291-3300

Services: Member Services, ATM

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Additional Branches

Grand Rapids

CU*ANSWERS

Type: Corporate Office

6000 28TH ST SE STE 100

Grand Rapids, MI 49546-6927

Phone: (616) 285-5711

Services: None specified

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