WEXFORD COMMUNITY Credit Union Profile

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WEXFORD COMMUNITY

Charter #65639 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 775-2081

Fax:

Founding Date: N/A

Website: https://www.wexccu.com

Personnel & Operations

President: Elmore, Margaret

Manager: Rushing, Julie

FT Employees: 36

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M - F 8:00-5:00 for non-public functions

Credit Union Profile Summary

WEXFORD COMMUNITY is a FISCU Credit Union. With a total of 8,171 members [1], this institution manages approximately $85,721,536 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.77% [1].

Financial Snapshot

Total Assets [1]
$85,721,536

Total economic resources.

Total Loans [1]
$39,586,189

Total value of outstanding loans.

Total Deposits [1]
$78,596,660

Total funds deposited by members.

Members [1]
8,171

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1015 Wilcox St

Cadillac, MI, 49601
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by WEXFORD COMMUNITY (Charter #65639).

Main Office

Wexford Community Credit Union Main Office

Type: Corporate Office

1021 N Mitchell St

Cadillac, MI 49601-1256

Phone: (231) 775-2081

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lake City

Wexford Community Credit Union

Type: Branch Office

4817 S Morey Rd

Lake City, MI 49651-9018

Phone: (231) 839-2081

Services: Member Services, ATM, Drive-Thru

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