GRAND TRUNK BATTLE CREEK EMP Credit Union Profile

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GRAND TRUNK BATTLE CREEK EMP

Charter #5170 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 965-1381

Fax: (269) 965-6558

Founding Date: N/A

Website: HTTP://WWW.GRANDTRUNKCU.COM

Personnel & Operations

President: Gilbert, Larry

Manager: Schott, LuAnn

FT Employees: 11

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: MONDAY THRU THURSDAY 8:00AM TO 4:30PM OPEN

Credit Union Profile Summary

GRAND TRUNK BATTLE CREEK EMP is a FCU Credit Union. With a total of 2,547 members [1], this institution manages approximately $40,190,906 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.47% [1].

Financial Snapshot

Total Assets [1]
$40,190,906

Total economic resources.

Total Loans [1]
$14,269,927

Total value of outstanding loans.

Total Deposits [1]
$32,346,280

Total funds deposited by members.

Members [1]
2,547

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1275 RAYMOND RD N

BATTLE CREEK, MI, 49014
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by GRAND TRUNK BATTLE CREEK EMP (Charter #5170).

Main Office

Main Office Main Office

Type: Corporate Office

1275 Raymond Rd N

Battle Creek, MI 49014

Phone: (269) 965-1381

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Springfield

Honor Credit Union

Type: Branch Office

240 Helmer Rd N

Springfield, MI 49037-7931

Phone: (269) 968-8063

Services: None specified

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