MICHIGAN ONE COMMUNITY Credit Union Profile

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MICHIGAN ONE COMMUNITY

Charter #62169 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (616) 527-3900

Fax: (616) 527-4211

Founding Date: N/A

Website: http://www.M1ccu.org

Personnel & Operations

President: Bowerman, Mallory

Manager: Patterson, Hailie

FT Employees: 43

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: 9-5 Mon-Fri Closed Sat

Credit Union Profile Summary

MICHIGAN ONE COMMUNITY is a FISCU Credit Union. With a total of 18,858 members [1], this institution manages approximately $225,311,722 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.64% [1].

Financial Snapshot

Total Assets [1]
$225,311,722

Total economic resources.

Total Loans [1]
$174,832,981

Total value of outstanding loans.

Total Deposits [1]
$197,849,333

Total funds deposited by members.

Members [1]
18,858

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

510 S Dexter St

Ionia, MI, 48846

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by MICHIGAN ONE COMMUNITY (Charter #62169).

Main Office

Main Office Main Office

Type: Corporate Office

510 S Dexter St

Ionia, MI 48846

Phone: (616) 527-3900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Alma

Alma Office

Type: Branch Office

7558 N Alger Rd

Alma, MI 48801

Phone: (989) 462-0474

Services: Member Services, ATM, Drive-Thru

Open in Directions

Carson City

Carson City Office

Type: Branch Office

122 E Main St

Carson City, MI 48811

Phone: (989) 584-3900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenville

Greenville West Office

Type: Branch Office

10776 W Carson City Rd

Greenville, MI 48838

Phone: (616) 225-2200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ionia

South Ionia Office

Type: Branch Office

3081 Commerce Ln

Ionia, MI 48846

Phone: (616) 527-3900

Services: Member Services, ATM, Drive-Thru

Open in Directions