CONSTRUCTION Credit Union Profile

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CONSTRUCTION

Charter #21798 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 358-4140

Fax: (248) 358-2452

Founding Date: N/A

Website: http://www.cfcuonline.com

Personnel & Operations

President: Pregler, Bruce

Manager: Carevic, Jeffrey

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: 9:00 AM - 5:00 PM EST

Credit Union Profile Summary

CONSTRUCTION is a FCU Credit Union. With a total of 1,180 members [1], this institution manages approximately $24,625,705 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.56% [1].

Financial Snapshot

Total Assets [1]
$24,625,705

Total economic resources.

Total Loans [1]
$18,657,192

Total value of outstanding loans.

Total Deposits [1]
$21,102,331

Total funds deposited by members.

Members [1]
1,180

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

30400 TELEGRAPH RD STE 122, BINGHAM

BINGHAM FARMS, MI, 48025
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CONSTRUCTION (Charter #21798).

Main Office

Main office Main Office

Type: Corporate Office

30400 Telegraph Rd Ste 122

Bingham Office Park

Bingham Farms, MI 48025

Phone: (248) 358-4140

Services: Member Services

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