NORTHWEST CONSUMERS Credit Union Profile

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NORTHWEST CONSUMERS

Charter #8077 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 947-7600

Fax: (231) 947-0732

Founding Date: N/A

Website: http://www.nwconsumers.org

Personnel & Operations

President: Butler, Frances

Manager: Hall, Martin

FT Employees: 6

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9:00 - 5:00

Credit Union Profile Summary

NORTHWEST CONSUMERS is a FCU Credit Union. With a total of 2,357 members [1], this institution manages approximately $26,195,497 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.58% [1].

Financial Snapshot

Total Assets [1]
$26,195,497

Total economic resources.

Total Loans [1]
$13,524,570

Total value of outstanding loans.

Total Deposits [1]
$20,733,744

Total funds deposited by members.

Members [1]
2,357

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -14.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2948 GARFIELD RD N

TRAVERSE CITY, MI, 49686-5008
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORTHWEST CONSUMERS (Charter #8077).

Main Office

Northwest Consumers Federal Credit Union Main Office

Type: Corporate Office

2948 Garfield Rd N

Traverse City, MI 49686-5008

Phone: (231) 947-7600

Services: Member Services, ATM, Drive-Thru

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