PENINSULA Credit Union Profile

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PENINSULA

Charter #4291 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (906) 789-6400

Fax: (906) 789-6410

Founding Date: N/A

Website: https://www.peninsulafcu.com

Personnel & Operations

President: Trudell, Betty

Manager: Veneskey, James

FT Employees: 70

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 8:30 a.m. to 5:30 p.m. Monday thru Friday

Credit Union Profile Summary

PENINSULA is a FCU Credit Union. With a total of 15,862 members [1], this institution manages approximately $335,002,288 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.39% [1].

Financial Snapshot

Total Assets [1]
$335,002,288

Total economic resources.

Total Loans [1]
$273,977,174

Total value of outstanding loans.

Total Deposits [1]
$304,579,442

Total funds deposited by members.

Members [1]
15,862

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.74%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2929 3rd Ave N

Escanaba, MI, 49829-4203
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by PENINSULA (Charter #4291).

Main Office

Main Office Main Office

Type: Corporate Office

2929 3rd Ave N

Escanaba, MI 49829-4203

Phone: (906) 789-6400

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Escanaba

Mill Location

Type: Branch Office

7126 Co 426 Rd

Escanaba, MI 49829

Phone: (906) 786-2732

Services: Member Services, ATM, Drive-Thru

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Menominee

Menominee Office

Type: Branch Office

3700 10th St

Menominee, MI 49858-1511

Phone: (906) 863-5382

Services: Member Services, ATM, Drive-Thru

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