PORT CITY Credit Union Profile

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PORT CITY

Charter #5116 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 725-3312

Fax: (231) 725-4694

Founding Date: N/A

Website: http://www.portcityfcu.com

Personnel & Operations

President: Wilkerson, Kathleen

Manager: Person, Ashton

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY - FRIDAY 9:00 A.M. - 5:00 P. M.

Credit Union Profile Summary

PORT CITY is a FCU Credit Union. With a total of 2,965 members [1], this institution manages approximately $39,826,067 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.97% [1].

Financial Snapshot

Total Assets [1]
$39,826,067

Total economic resources.

Total Loans [1]
$13,539,682

Total value of outstanding loans.

Total Deposits [1]
$34,888,849

Total funds deposited by members.

Members [1]
2,965

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

460 W LAKETON AVE

MUSKEGON, MI, 49441-2632

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PORT CITY (Charter #5116).

Main Office

Port City Federal Credit Union Main Office

Type: Corporate Office

460 W Laketon Ave

Muskegon, MI 49441-2632

Phone: (231) 725-3312

Services: Member Services, ATM, Drive-Thru

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