NORTHLAND AREA Credit Union Profile

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NORTHLAND AREA

Charter #11979 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 739-1401

Fax:

Founding Date: N/A

Website: http://www.northlandcu.com

Personnel & Operations

President: Palumbo, Mike

Manager: Dzuris, Pete

FT Employees: 147

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 18

Hours: Mon-Thur 9:00-5:00 Fri 9:00-6:00

Credit Union Profile Summary

NORTHLAND AREA is a FCU Credit Union. With a total of 45,967 members [1], this institution manages approximately $692,839,412 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.33% [1].

Financial Snapshot

Total Assets [1]
$692,839,412

Total economic resources.

Total Loans [1]
$444,416,811

Total value of outstanding loans.

Total Deposits [1]
$617,105,792

Total funds deposited by members.

Members [1]
45,967

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1161 N Bagley St

Alpena, MI, 49707-8221

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 15 branches reported by NORTHLAND AREA (Charter #11979).

Main Office

Alpena Branch Main Office

Type: Corporate Office

1161 N Bagley St

Alpena, MI 49707-8101

Phone: (989) 739-1401

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Au Gres

Augres

Type: Branch Office

317 N Huron Rd

Au Gres, MI 48703

Phone: (989) 876-2889

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gaylord

Gaylord Branch

Type: Branch Office

1371 W Main St

Gaylord, MI 49735-7401

Phone: (989) 705-7752

Services: Member Services, ATM, Drive-Thru

Open in Directions

Glennie

Glennie Branch

Type: Branch Office

3358 State Rd

Glennie, MI 48737

Phone: (989) 735-3667

Services: Member Services, Drive-Thru

Open in Directions

Grayling

Grayling Branch

Type: Branch Office

2405 S I 75 Business Loop

Grayling, MI 49738

Phone: (989) 348-5228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hale

Hale Branch

Type: Branch Office

220 S Washington St

Hale, MI 48739

Phone: (989) 728-7081

Services: Member Services, ATM, Drive-Thru

Open in Directions

Harrisville

Harrisville Branch

Type: Branch Office

410 E Main St

Harrisville, MI 48740

Phone: (989) 724-9399

Services: Member Services, ATM, Drive-Thru

Open in Directions

Houghton Lake

Houghton Lake

Type: Branch Office

2285 W Houghton Lake Dr

Houghton Lake, MI 48629

Phone: (989) 366-4875

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mio

Mio Branch

Type: Branch Office

208 N Morenci Ave

Mio, MI 48647

Phone: (989) 826-3508

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oscoda

Oscoda Branch

Type: Branch Office

4346 F 41

Oscoda, MI 48750

Phone: (989) 739-1401

Services: Member Services, ATM, Drive-Thru

Open in Directions

Petoskey

Petoskey

Type: Branch Office

979 Spring St

Petoskey, MI 49770

Phone: (989) 739-1401

Services: Member Services, ATM, Drive-Thru

Open in Directions

Prescott

Skidway Branch

Type: Branch Office

1927 Greenwood Rd

Prescott, MI 48756

Phone: (989) 873-4635

Services: Member Services, ATM, Drive-Thru

Open in Directions

Tawas City

Tawas Branch

Type: Branch Office

201 E M 55

Tawas City, MI 48763

Phone: (989) 362-3811

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Branch

West Branch

Type: Branch Office

2170 S M 76

West Branch, MI 48661

Phone: (989) 345-0179

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Branch II

Type: Branch Office

3177 W M 76

West Branch, MI 48661

Phone: (989) 345-2675

Services: Member Services, ATM, Drive-Thru

Open in Directions