TRI-CITIES Credit Union Profile

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TRI-CITIES

Charter #62508 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (616) 842-6320

Fax: (616) 842-9064

Founding Date: N/A

Website: HTTP://WWW.TRICU.ORG

Personnel & Operations

President: Pugh, Matt

Manager: Hall, Kimberly

FT Employees: 8

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: M-Th 8:30am to 5:15pm F 8:30am to 6:

Credit Union Profile Summary

TRI-CITIES is a FISCU Credit Union. With a total of 3,614 members [1], this institution manages approximately $51,841,252 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.04% [1].

Financial Snapshot

Total Assets [1]
$51,841,252

Total economic resources.

Total Loans [1]
$30,167,236

Total value of outstanding loans.

Total Deposits [1]
$45,061,346

Total funds deposited by members.

Members [1]
3,614

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.89%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

905 Pennoyer Ave

Grand Haven, MI, 49417
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by TRI-CITIES (Charter #62508).

Main Office

Tri-Cities Credit Union Main Office

Type: Corporate Office

905 Pennoyer Ave

Grand Haven, MI 49417

Phone: (616) 842-6320

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Grand Haven

Location of Records - TCCU

Type: Corporate Office

905 Pennoyer Ave

Grand Haven, MI 49417

Phone: (616) 842-6320

Services: None specified

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Muskegon

Muskegon Federal Credit Union

Type: Branch Office

65 W Laketon Ave

Muskegon, MI 49441-2527

Phone: (231) 722-7285

Services: None specified

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