MARSHALL COMMUNITY Credit Union Profile

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MARSHALL COMMUNITY

Charter #62160 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 781-9885

Fax: (269) 781-8099

Founding Date: N/A

Website: http://www.marshallcommunitycu.com

Personnel & Operations

President: Garavalia, Mark

Manager: Rozell, Corrie

FT Employees: 68

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: M, T, TH, 8:00 - 5:30 W 9:00 - 5:30 F 8:00

Credit Union Profile Summary

MARSHALL COMMUNITY is a FISCU Credit Union. With a total of 16,038 members [1], this institution manages approximately $350,180,852 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.90% [1].

Financial Snapshot

Total Assets [1]
$350,180,852

Total economic resources.

Total Loans [1]
$237,376,739

Total value of outstanding loans.

Total Deposits [1]
$290,618,057

Total funds deposited by members.

Members [1]
16,038

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

839 W Green St

Marshall, MI, 49068

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by MARSHALL COMMUNITY (Charter #62160).

Main Office

Marshall Community Credit Union Main Office

Type: Corporate Office

839 W Green St

Marshall, MI 49068

Phone: (269) 781-9885

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Battle Creek

Marshall Community Credit Union

Type: Branch Office

1157 Michigan Ave E

Battle Creek, MI 49014-6802

Phone: (269) 781-9885

Services: Member Services, ATM, Drive-Thru

Open in Directions

Coldwater

Marshall Community Credit Union

Type: Branch Office

352 S Willowbrook Rd Ste B

Coldwater, MI 49036

Phone: (269) 781-9885

Services: Member Services

Open in Directions