AMERICAN 1 Credit Union Profile

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AMERICAN 1

Charter #65595 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (517) 787-6510

Fax:

Founding Date: N/A

Website: http://www.american1cu.org

Personnel & Operations

President: Hoffman, Philip

Manager: Fuerstenau, Martha

FT Employees: 284

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 23.17%

Membership Type: 99

Branches: 18

Hours: M-F 9 A.M. - 7 P.M. SAT 9 A.M. - 3 P.M.

Credit Union Profile Summary

AMERICAN 1 is a FISCU Credit Union. With a total of 66,864 members ^[1], this institution manages approximately $666,268,548 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.03% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.66% ^[1].

Financial Snapshot

Total Assets ^[1]

$666,268,548

Total economic resources.

Total Loans ^[1]

$480,437,474

Total value of outstanding loans.

Total Deposits ^[1]

$550,469,917

Total funds deposited by members.

Members ^[1]

66,864

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

15.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -5.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 3.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

718 E MICHIGAN AVE

JACKSON, MI, 49201

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 17 branches reported by AMERICAN 1 (Charter #65595).

Main Office

Home Office Main Office

Type: Corporate Office

718 E Michigan Ave

Jackson, MI 49201

Phone: (517) 787-6510

Services: Member Services, ATM

AMERICAN 1 Credit Union Profile

AMERICAN 1

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Home Office Main Office

Additional Branches

Adrian

Brooklyn

Canton

Chelsea

Clarklake

Hillsdale

Jackson

Manchester

Melvindale

Michigan Center

Milan

Spring Arbor