MEMBERS FIRST Credit Union Profile

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MEMBERS FIRST

Charter #62076 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (855) 835-6328

Fax: (989) 835-5202

Founding Date: N/A

Website: http://www.mfcu.net

Personnel & Operations

President: Brott, Kevin

Manager: Iafrate, Carrie

FT Employees: 240

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 13.82%

Membership Type: 99

Branches: 11

Hours: 9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1

Credit Union Profile Summary

MEMBERS FIRST is a FISCU Credit Union. With a total of 67,152 members [1], this institution manages approximately $883,691,743 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.74% [1].

Financial Snapshot

Total Assets [1]
$883,691,743

Total economic resources.

Total Loans [1]
$650,886,647

Total value of outstanding loans.

Total Deposits [1]
$764,172,148

Total funds deposited by members.

Members [1]
67,152

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

600 W Wackerly St

Midland, MI, 48640-4702

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 11 branches reported by MEMBERS FIRST (Charter #62076).

Main Office

Members First Credit Union - Wackerly Main Office

Type: Corporate Office

600 W Wackerly St

Midland, MI 48640-4702

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Clare

Members First Credit Union-Clare Office

Type: Branch Office

650 W 5th St

Clare, MI 48617

Phone: (855) 835-6328

Services: Member Services, ATM

Open in Directions

Evart

Members First Credit Union-Evart Office

Type: Branch Office

201 E 7th St

Evart, MI 49631-8312

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gladwin

Members First Credit Union- Gladwin Office

Type: Branch Office

1291 W Cedar Ave

Gladwin, MI 48624

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Grand Rapids

Members First Credit Union - Ann Street Office

Type: Branch Office

150 Ann St NW

Grand Rapids, MI 49505-6244

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Members First Credit Union - Kentwood Office

Type: Branch Office

4429 Breton RD SE

Grand Rapids, MI 49508

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Harrison

Members First Credit Union-Harrison Office

Type: Branch Office

3641 N Clare Ave

Harrison, MI 48625

Phone: (835) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jenison

Members First Credit Union - Jenison Office

Type: Branch Office

195 Chicago Dr

Jenison, MI 49428

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Midland

Members First Credit Union - Dartmouth Office

Type: Branch Office

400 Dartmouth Dr

Midland, MI 48640

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mt Pleasant

Members First Credit Union -Mt. Pleasant Bluegrass

Type: Branch Office

4490 E Blue Grass Rd

Mt Pleasant, MI 48858

Phone: (835) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Members First Credit Union-Mt Pleasant Broadway Office

Type: Branch Office

4976 E Broadway St

Mt Pleasant, MI 48858-2995

Phone: (855) 835-6328

Services: Member Services, ATM, Drive-Thru

Open in Directions