UNITED CHURCHES Credit Union Profile

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UNITED CHURCHES

Charter #62144 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (313) 382-1340

Fax: (313) 382-0823

Founding Date: N/A

Website: http://www.unitedchurchescu.org

Personnel & Operations

President: Srodawa, Alan

Manager: Alexander, Nicholas

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:30 am - 5:00 pm M,T,W,TH 9:30-6:00 F 9:

Credit Union Profile Summary

UNITED CHURCHES is a FISCU Credit Union. With a total of 1,188 members [1], this institution manages approximately $21,904,396 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.09% [1].

Financial Snapshot

Total Assets [1]
$21,904,396

Total economic resources.

Total Loans [1]
$5,081,404

Total value of outstanding loans.

Total Deposits [1]
$19,730,458

Total funds deposited by members.

Members [1]
1,188

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
25.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

20252 Ecorse Rd

Taylor, MI, 48180

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by UNITED CHURCHES (Charter #62144).

Main Office

Taylor Main Office

Type: Corporate Office

20252 Ecorse Rd

Taylor, MI 48180

Phone: (313) 382-1340

Services: Member Services, ATM

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