FILER Credit Union Profile

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FILER

Charter #62010 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 723-3400

Fax: (231) 723-7798

Founding Date: N/A

Website: http://www.filercu.com

Personnel & Operations

President: Tetsworth, Richard

Manager: GURZYNSKI, KYLE

FT Employees: 51

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9am-5pm Monday-Thursday 8:30am-6pm Friday

Credit Union Profile Summary

FILER is a FISCU Credit Union. With a total of 12,952 members [1], this institution manages approximately $244,976,522 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.39% [1].

Financial Snapshot

Total Assets [1]
$244,976,522

Total economic resources.

Total Loans [1]
$138,625,520

Total value of outstanding loans.

Total Deposits [1]
$218,505,857

Total funds deposited by members.

Members [1]
12,952

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1117 28th St

Manistee, MI, 49660
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by FILER (Charter #62010).

Main Office

Main Office Main Office

Type: Corporate Office

1117 28th St

Manistee, MI 49660

Phone: (231) 723-3400

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bear Lake

Bear Lake Branch

Type: Branch Office

7685 Lake St

Bear Lake, MI 49614

Phone: (231) 970-5100

Services: Member Services, ATM, Drive-Thru

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Manistee

Parkdale Branch

Type: Branch Office

1778 Kemmer Rd

Manistee, MI 49660

Phone: (231) 398-0431

Services: Member Services, ATM, Drive-Thru

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