COMMUNITY FOCUS Credit Union Profile

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COMMUNITY FOCUS

Charter #14098 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 281-3900

Fax: (734) 281-2364

Founding Date: N/A

Website: http://www.communityfocusfcu.org

Personnel & Operations

President: Roesch, Harry

Manager: Gregoire, Andrew

FT Employees: 19

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Monday - Thurs 9 am - 5 pm Friday 9 am - 6

Credit Union Profile Summary

COMMUNITY FOCUS is a FCU Credit Union. With a total of 4,597 members [1], this institution manages approximately $64,953,914 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.60% [1].

Financial Snapshot

Total Assets [1]
$64,953,914

Total economic resources.

Total Loans [1]
$28,842,420

Total value of outstanding loans.

Total Deposits [1]
$55,436,382

Total funds deposited by members.

Members [1]
4,597

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -13.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

18925 Telegraph Rd

Brownstown, MI, 48174-9546
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by COMMUNITY FOCUS (Charter #14098).

Main Office

Community Focus Federal Credit Union Main Office

Type: Corporate Office

18925 Telegraph Rd

Brownstown, MI 48174-9546

Phone: (734) 281-3900

Services: ATM, Drive-Thru

Open in Directions

Additional Branches

Brownstown

Community Focus Federal Credti Union

Type: Corporate Office

18925 Telegraph Rd

Brownstown, MI 48174-9546

Phone: (734) 281-3900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ecorse

Community Focus Federal Credit Union

Type: Branch Office

3815 W Jefferson Ave

Ecorse, MI 48229-1701

Phone: (313) 286-5800

Services: ATM

Open in Directions