GERBER Credit Union Profile

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GERBER

Charter #6832 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 924-4880

Fax: (231) 924-7181

Founding Date: N/A

Website: https://www.gerberfcu.com

Personnel & Operations

President: DeKuiper, Jason

Manager: Buckley, John

FT Employees: 43

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: M-Th 8:00 to 5:15 F 7:00 to 5:30

Credit Union Profile Summary

GERBER is a FCU Credit Union. With a total of 16,024 members [1], this institution manages approximately $246,899,274 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.66% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.36% [1].

Financial Snapshot

Total Assets [1]
$246,899,274

Total economic resources.

Total Loans [1]
$138,865,089

Total value of outstanding loans.

Total Deposits [1]
$223,601,221

Total funds deposited by members.

Members [1]
16,024

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

508 State St

Fremont, MI, 49412
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by GERBER (Charter #6832).

Main Office

Corporate Office Main Office

Type: Corporate Office

508 State St

Fremont, MI 49412

Phone: (231) 924-4880

Services: Member Services

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Additional Branches

Fremont

Main Street Branch

Type: Branch Office

1004 W Main St

Fremont, MI 49412

Phone: (231) 924-4880

Services: Member Services, ATM, Drive-Thru

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Newaygo

Newaygo Branch

Type: Branch Office

300 Adams St

Newaygo, MI 49337-8942

Phone: (231) 924-4880

Services: Member Services, ATM, Drive-Thru

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