MICHIGAN FIRST Credit Union Profile

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MICHIGAN FIRST

Charter #60522 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 443-4600

Fax:

Founding Date: N/A

Website: http://www.michiganfirst.com

Personnel & Operations

President: Height, Linda

Manager: Borowy, Jennifer

FT Employees: 517

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 33

Hours: Branch Hours Monday ? Thursday (8:30 a.m.

Credit Union Profile Summary

MICHIGAN FIRST is a FISCU Credit Union. With a total of 164,393 members [1], this institution manages approximately $1,515,510,339 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.23% [1].

Financial Snapshot

Total Assets [1]
$1,515,510,339

Total economic resources.

Total Loans [1]
$1,055,770,415

Total value of outstanding loans.

Total Deposits [1]
$1,096,995,313

Total funds deposited by members.

Members [1]
164,393

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

27000 Evergreen Rd

Lathrup Village, MI, 48076-3231

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 28 branches reported by MICHIGAN FIRST (Charter #60522).

Main Office

Evergreen Branch Main Office

Type: Corporate Office

27000 Evergreen Rd

Lathrup Village, MI 48076-3231

Phone: (248) 443-4600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Brownstown Twp

Brownstown Kroger Branch

Type: Branch Office

20645 Gibraltar Rd

Brownstown Twp, MI 48183

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Canton

Canton Kroger Branch

Type: Branch Office

1905 N Canton Center Rd

Canton, MI 48187-2954

Phone: (248) 395-4180

Services: Member Services, ATM

Open in Directions

Canton Walmart

Type: Branch Office

45555 Michigan Ave

Canton, MI 48188

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Commerce Township

Commerce Walmart

Type: Branch Office

3301 N Pontiac Trl

Commerce Township, MI 48390-2746

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Comstock Park

Comstock Park Walmart

Type: Branch Office

3999 Alpine Ave NW

Comstock Park, MI 49321

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Detroit

Meijer Grand River Detroit

Type: Branch Office

21431 Grand River Ave

Detroit, MI 48219

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

New Center One Branch

Type: Branch Office

3031 W Grand Blvd

Detroit, MI 48202

Phone: (248) 395-4194

Services: Member Services, ATM

Open in Directions

Wayne Branch

Type: Branch Office

5057 Woodward Ave

Detroit, MI 48202-4050

Phone: (248) 443-4291

Services: Member Services, ATM

Open in Directions

Wyoming Branch

Type: Branch Office

19200 Wyoming St

Detroit, MI 48221-3220

Phone: (248) 395-4183

Services: Member Services, ATM, Drive-Thru

Open in Directions

Eastpointe

Gratiot Branch

Type: Branch Office

21650 Gratiot Ave

Eastpointe, MI 48021-2867

Phone: (248) 443-4290

Services: Member Services, ATM, Drive-Thru

Open in Directions

Grand Rapids

Breton Branch

Type: Branch Office

1815 Breton Rd SE

Grand Rapids, MI 49506-4800

Phone: (616) 456-8848

Services: Member Services, ATM, Drive-Thru

Open in Directions

Grand Rapids Walmart

Type: Branch Office

5859 28th St SE

Grand Rapids, MI 49546

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Louis Street Branch

Type: Branch Office

50 Louis St NW

Grand Rapids, MI 49503

Phone: (616) 419-5801

Services: Member Services, ATM

Open in Directions

Plymouth Branch

Type: Branch Office

1225 Plymouth Ave NE

Grand Rapids, MI 49505

Phone: (616) 456-8848

Services: Member Services, Drive-Thru

Open in Directions

Macomb

Macomb Kroger Branch

Type: Branch Office

16450 26 Mile Rd

Macomb, MI 48042-1056

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Novi

Novi Walmart

Type: Branch Office

26090 Ingersol Dr

Novi, MI 48375

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Okemos

Okemos Walmart

Type: Branch Office

5110 Times Square Pl

Okemos, MI 48864-1161

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Rochester Hills

Rochester Hills Kroger Branch

Type: Branch Office

65 S Livernois Rd

Rochester Hills, MI 48307

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Roseville

Roseville Kroger Branch

Type: Branch Office

20891 E 13 Mile Rd

Roseville, MI 48066

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Royal Oak

Royal Oak Kroger Branch

Type: Branch Office

2200 E 12 Mile Rd

Royal Oak, MI 48067

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Shelby Township

Shelby Township Kroger Branch

Type: Branch Office

7644 26 Mile Rd

Shelby Township, MI 48316

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Southgate

Southgate Kroger Branch

Type: Branch Office

16705 Fort St

Southgate, MI 48195-1442

Phone: (248) 443-4600

Services: Member Services, ATM

Open in Directions

Sterling Heights

Sterling Heights Kroger

Type: Branch Office

2051 18 Mile Rd

Sterling Heights, MI 48314

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Sterling Heights Walmart

Type: Branch Office

33201 Van Dyke Ave

Sterling Heights, MI 48312

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Troy

Troy Walmart

Type: Branch Office

2001 W Maple Rd

Troy, MI 48084

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Wyoming

Wyoming Walmart

Type: Branch Office

355 54th St SW

Wyoming, MI 49548

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions

Ypsilanti

Ypsilanti Kroger

Type: Branch Office

2010 Whittaker Rd

Ypsilanti, MI 48197

Phone: (800) 664-3828

Services: Member Services, ATM

Open in Directions