CHRISTIAN FINANCIAL Credit Union Profile

Showing details for CHRISTIAN FINANCIAL Credit Union.

Home > MI > CHRISTIAN FINANCIAL

CHRISTIAN FINANCIAL

Charter #63805 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (586) 772-6330

Fax:

Founding Date: N/A

Website: https://www.christianfinancialcu.or

Personnel & Operations

President: Banaszak, James

Manager: Campbell, Patricia

FT Employees: 174

PT Employees: 13

Designations & Ratios

MDI Status: No

RBC Ratio: 14.04%

Membership Type: 99

Branches: 10

Hours: Monday through Friday 7:00am to 7:00pm (CU

Credit Union Profile Summary

CHRISTIAN FINANCIAL is a FISCU Credit Union. With a total of 55,338 members ^[1], this institution manages approximately $933,725,235 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.34% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.45% ^[1].

Financial Snapshot

Total Assets ^[1]

$933,725,235

Total economic resources.

Total Loans ^[1]

$696,690,951

Total value of outstanding loans.

Total Deposits ^[1]

$815,554,623

Total funds deposited by members.

Members ^[1]

55,338

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

85.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 9.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 13.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

35100 Van Dyke Ave

Sterling Height, MI, 48312

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 11 branches reported by CHRISTIAN FINANCIAL (Charter #63805).

Main Office

Westward Way Main Office

Type: Corporate Office

Type: Branch Office

13705 Lakeside Cir

Sterling Heights, MI 48313-1315

Phone: (586) 772-6330

Services: Member Services, ATM

Open in Directions