MONTCALM PUBLIC EMPLOYEES Credit Union Profile

Showing details for MONTCALM PUBLIC EMPLOYEES Credit Union.

Home > MI > MONTCALM PUBLIC EMPLOYEES

MONTCALM PUBLIC EMPLOYEES

Charter #61999 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 427-5663

Fax: (989) 427-3773

Founding Date: N/A

Website: https://www.mpecreditunion.com

Personnel & Operations

President: Moore, William

Manager: Longnecker, Lisa

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY-FRIDAY 8:30 A.M.-4:30P.M.

Credit Union Profile Summary

MONTCALM PUBLIC EMPLOYEES is a FISCU Credit Union. With a total of 1,833 members [1], this institution manages approximately $25,016,092 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.46% [1].

Financial Snapshot

Total Assets [1]
$25,016,092

Total economic resources.

Total Loans [1]
$7,623,374

Total value of outstanding loans.

Total Deposits [1]
$20,760,058

Total funds deposited by members.

Members [1]
1,833

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1157 E MAIN ST

EDMORE, MI, 48829-7302
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by MONTCALM PUBLIC EMPLOYEES (Charter #61999).

Main Office

Montcalm Public Employees Credit Union Main Office

Type: Corporate Office

1157 E Main St

Edmore, MI 48829-7302

Phone: (989) 427-5663

Services: Member Services, Drive-Thru

Open in Directions