ALPENA-ALCONA AREA Credit Union Profile
Showing details for ALPENA-ALCONA AREA Credit Union.
Credit Union Profile for: ALPENA-ALCONA AREA
ALPENA-ALCONA AREA
Headquarters Contact & Staff
Contact & Info
Phone: (989) 356-3577
Fax: (989) 354-5551
Founding Date: N/A
Website: HTTP://WWW.AAACU.COM
Personnel & Operations
President: Negro, Charles
Manager: Mills, Donald
FT Employees: 129
PT Employees: 22
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 13
Hours: M -TH 8:30 am - 5:00 pm FRI 8:30 am - 6:00
Credit Union Profile Summary
ALPENA-ALCONA AREA is a FISCU Credit Union. With a total of 48,251 members [1], this institution manages approximately $902,890,930 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.25% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 10 branches reported by ALPENA-ALCONA AREA (Charter #62035).
Main Office
Alpena Office Main Office
1100 S Bagley St
Alpena, MI 49707-8104
Phone: (989) 356-3577
Services: Member Services, ATM, Drive-Thru
Additional Branches
Alpena
Alpena North Office
1013 US Highway 23 N
Alpena, MI 49707-1249
Phone: (989) 356-3577
Services: Member Services, ATM, Drive-Thru
Wildcat Branch
3303 S 3rd Ave
Alpena, MI 49707
Phone: (989) 356-3577
Services: Member Services, ATM
Atlanta
Atlanta Office
12285 Jerome St
Atlanta, MI 49709-9369
Phone: (989) 785-3800
Services: Member Services, ATM, Drive-Thru
Lincoln
Lincoln Office
111 S Church St
Lincoln, MI 48742
Phone: (989) 736-8912
Services: Member Services, ATM, Drive-Thru
Tiger Branch
51 N Barlow Road
Lincoln, MI 48742
Phone: (989) 464-5694
Services: Member Services
Oscoda
Oscoda Office
103 S State St
Oscoda, MI 48750-1632
Phone: (989) 739-9103
Services: Member Services, Drive-Thru
Owl's Nest
3550 E River Rd
Oscoda, MI 48750
Phone: (989) 354-1593
Services: Member Services
Ossineke
Ossineke Office
11610 US Highway 23 S
Ossineke, MI 49766-9586
Phone: (989) 471-2332
Services: Member Services, ATM, Drive-Thru
Tawas City
Tawas Office
118 W M 55
Tawas City, MI 48763-9251
Phone: (989) 362-7980
Services: Member Services, ATM, Drive-Thru