TEAM ONE Credit Union Profile

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TEAM ONE

Charter #62141 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 754-6575

Fax: (989) 754-4249

Founding Date: N/A

Website: http://WWW.TEAMONECU.ORG

Personnel & Operations

President: Sanchez, Rebecca

Manager: Barber, Derrick

FT Employees: 146

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 13.43%

Membership Type: 99

Branches: 11

Hours: MONDAY-FRIDAY 9 AM - 5 PM

Credit Union Profile Summary

TEAM ONE is a FISCU Credit Union. With a total of 47,519 members [1], this institution manages approximately $763,865,774 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.42% [1].

Financial Snapshot

Total Assets [1]
$763,865,774

Total economic resources.

Total Loans [1]
$504,858,368

Total value of outstanding loans.

Total Deposits [1]
$684,620,918

Total funds deposited by members.

Members [1]
47,519

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

520 HAYDEN ST

SAGINAW, MI, 48607

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by TEAM ONE (Charter #62141).

Main Office

SAGINAW MAIN Main Office

Type: Corporate Office

520 HAYDEN ST

Saginaw, MI 48607

Phone: (989) 754-6575

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bad Axe

BAD AXE

Type: Branch Office

499 BRICK ST

Bad Axe, MI 48413

Phone: (989) 269-9557

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bay City

BAY CITY

Type: Branch Office

401 E MIDLAND ST

Bay City, MI 48706

Phone: (989) 671-0077

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bloomfield Hills

Bloomfield Township

Type: Branch Office

3120 South Blvd

Bloomfield Hills, MI 48304-1187

Phone: (989) 754-6575

Services: Member Services, ATM

Open in Directions

Caro

CARO

Type: Branch Office

1130 CLEAVER RD

Caro, MI 48723

Phone: (989) 673-2042

Services: Member Services, ATM, Drive-Thru

Open in Directions

Flint

Flint

Type: Branch Office

606 Stevens St

Flint, MI 48502

Phone: (810) 239-7655

Services: Member Services, ATM, Drive-Thru

Open in Directions

Owosso

Owosso

Type: Branch Office

1243 E M 21

Owosso, MI 48867-9038

Phone: (989) 723-2243

Services: Member Services, ATM, Drive-Thru

Open in Directions

Saginaw

SAGINAW TOWNSHIP

Type: Branch Office

4075 McCARTY RD

Saginaw, MI 48603

Phone: (989) 799-9326

Services: Member Services, ATM, Drive-Thru

Open in Directions

THOMAS TOWNSHIP

Type: Branch Office

8450 GRATIOT RD

Saginaw, MI 48609

Phone: (989) 781-5044

Services: Member Services, ATM, Drive-Thru

Open in Directions

VA Hospital

Type: Branch Office

1500 Weiss St

Saginaw, MI 48602

Phone: (989) 754-6575

Services: Member Services, ATM

Open in Directions

Washington Ave

Type: Corporate Office

902 S Washington Ave

Saginaw, MI 48601-2553

Phone: (989) 754-6575

Services: ATM

Open in Directions

Sandusky

SANDUSKY

Type: Branch Office

625 S SANDUSKY RD

Sandusky, MI 48471

Phone: (810) 648-3900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Traverse City

Traverse City

Type: Branch Office

1202 Veterans Dr

Traverse City, MI 49684-4449

Phone: (231) 346-6490

Services: Member Services, ATM

Open in Directions