WESTACRES Credit Union Profile

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WESTACRES

Charter #62316 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 363-4376

Fax: (248) 363-2988

Founding Date: N/A

Personnel & Operations

President: SEITZMAN, MARKELL

Manager: Milz, Heather

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 7 PM - 9 PM TUES, 2 PM - 5 PM THURS, 9 AM -

Credit Union Profile Summary

WESTACRES is a FISCU Credit Union. With a total of 571 members [1], this institution manages approximately $6,929,796 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.33% [1].

Financial Snapshot

Total Assets [1]
$6,929,796

Total economic resources.

Total Loans [1]
$1,243,909

Total value of outstanding loans.

Total Deposits [1]
$5,887,137

Total funds deposited by members.

Members [1]
571

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
21.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3700 WESTACRES DR

WEST BLOOMFIELD, MI, 48324-2576

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WESTACRES (Charter #62316).

Main Office

WCU Main Office

Type: Corporate Office

3700 WESTACRES DR

West Bloomfield, MI 48324-2576

Phone: (248) 363-4376

Services: Member Services

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