FLAGSHIP COMMUNITY Credit Union Profile

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FLAGSHIP COMMUNITY

Charter #13391 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (810) 982-8575

Fax: (810) 982-8260

Founding Date: N/A

Website: http://www.flagship.org

Personnel & Operations

President: O'Dell, Albert

Manager: Scandalito, Steven

FT Employees: 8

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Lobby Monday thru Friday 9-5/Saturday 8-12

Credit Union Profile Summary

FLAGSHIP COMMUNITY is a FCU Credit Union. With a total of 3,374 members [1], this institution manages approximately $35,074,238 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.06% [1].

Financial Snapshot

Total Assets [1]
$35,074,238

Total economic resources.

Total Loans [1]
$17,811,264

Total value of outstanding loans.

Total Deposits [1]
$31,288,311

Total funds deposited by members.

Members [1]
3,374

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3910 Lapeer Rd

Port Huron, MI, 48060-2402
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FLAGSHIP COMMUNITY (Charter #13391).

Main Office

Flagship Community FCU Main Office

Type: Corporate Office

3910 Lapeer Rd

Port Huron, MI 48060-2402

Phone: (810) 982-8575

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Port Huron

Branch Office

Type: Branch Office

2727 Pine Grove Ave

Port Huron, MI 48060-1305

Phone: (810) 937-5783

Services: ATM, Drive-Thru

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