CORNERSTONE COMMUNITY FINANCIAL Credit Union Profile

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CORNERSTONE COMMUNITY FINANCIAL

Charter #68641 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 340-9310

Fax: (248) 340-0890

Founding Date: N/A

Website: http://www.ccfinancial.com

Personnel & Operations

President: McGlinchey, Timothy

Manager: Kassab, Heidi

FT Employees: 92

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-F 9-5:00 Friday only Drive Thru open unt

Credit Union Profile Summary

CORNERSTONE COMMUNITY FINANCIAL is a FISCU Credit Union. With a total of 25,210 members ^[1], this institution manages approximately $442,568,374 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.98% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.35% ^[1].

Financial Snapshot

Total Assets ^[1]

$442,568,374

Total economic resources.

Total Loans ^[1]

$375,637,297

Total value of outstanding loans.

Total Deposits ^[1]

$339,270,158

Total funds deposited by members.

Members ^[1]

25,210

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

110.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 11.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2955 University Dr

Auburn Hills, MI, 48326

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by CORNERSTONE COMMUNITY FINANCIAL (Charter #68641).

Main Office

Auburn Hills Main Office

Type: Corporate Office

Type: Branch Office

1785 Rochester Rd

Troy, MI 48083

Phone: (248) 528-1885

Services: Member Services, ATM, Drive-Thru

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