COMMUNITY FINANCIAL Credit Union Profile

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COMMUNITY FINANCIAL

Charter #68631 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 453-1200

Fax: (734) 453-8913

Founding Date: N/A

Website: http://WWW.CFCU.ORG

Personnel & Operations

President: Kuehn, Teresa

Manager: Stearns, Tansley

FT Employees: 339

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 12.19%

Membership Type: 99

Branches: 12

Hours: MONDAY THRU THURSDAY 9-5 FRIDAYS 9-6 SATU

Credit Union Profile Summary

COMMUNITY FINANCIAL is a FISCU Credit Union. With a total of 83,668 members ^[1], this institution manages approximately $1,500,578,202 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.33% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.21% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,500,578,202

Total economic resources.

Total Loans ^[1]

$1,317,503,242

Total value of outstanding loans.

Total Deposits ^[1]

$1,340,811,820

Total funds deposited by members.

Members ^[1]

83,668

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

98.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -6.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -8.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

500 S HARVEY ST

PLYMOUTH, MI, 48170-1759

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 15 branches reported by COMMUNITY FINANCIAL (Charter #68631).

Main Office

CORPORATE OFFICE PLYMOUTH Main Office

Type: Corporate Office

500 S HARVEY ST

Plymouth, MI 48170-1759

Phone: (734) 453-1200

Services: Member Services, ATM, Drive-Thru

COMMUNITY FINANCIAL Credit Union Profile