SHORE TO SHORE COMMUNITY Credit Union Profile

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SHORE TO SHORE COMMUNITY

Charter #8349 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 675-3100

Fax: (734) 675-4204

Founding Date: N/A

Website: http://www.shore2shorecu.com

Personnel & Operations

President: Savage, Richard

Manager: Guest, Jennifer

FT Employees: 15

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Mon, Tues, Thurs, Fri 9:30 to 5:30p.m. We

Credit Union Profile Summary

SHORE TO SHORE COMMUNITY is a FCU Credit Union. With a total of 5,428 members [1], this institution manages approximately $83,470,639 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.82% [1].

Financial Snapshot

Total Assets [1]
$83,470,639

Total economic resources.

Total Loans [1]
$28,971,721

Total value of outstanding loans.

Total Deposits [1]
$73,965,341

Total funds deposited by members.

Members [1]
5,428

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4550 Division St

Trenton, MI, 48183
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by SHORE TO SHORE COMMUNITY (Charter #8349).

Main Office

Main Office Main Office

Type: Corporate Office

4550 Division St

Trenton, MI 48183

Phone: (734) 675-3100

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Woodhaven

Woodhaven Office

Type: Branch Office

21701 Allen Rd

Woodhaven, MI 48183

Phone: (734) 671-5200

Services: Member Services, ATM, Drive-Thru

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