ALPENA COMMUNITY Credit Union Profile

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ALPENA COMMUNITY

Charter #62264 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (989) 356-4561

Fax: (989) 356-1493

Founding Date: N/A

Website: http://www.alpenacreditunion.com

Personnel & Operations

President: Suszek, Ryan

Manager: Augustyn, Andrew

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday 8:30 a.m. through 4:30 p.m. Tuesday

Credit Union Profile Summary

ALPENA COMMUNITY is a FISCU Credit Union. With a total of 2,279 members [1], this institution manages approximately $34,823,470 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.97% [1].

Financial Snapshot

Total Assets [1]
$34,823,470

Total economic resources.

Total Loans [1]
$15,221,820

Total value of outstanding loans.

Total Deposits [1]
$30,283,702

Total funds deposited by members.

Members [1]
2,279

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

710 W Miller St

Alpena, MI, 49707-1875
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ALPENA COMMUNITY (Charter #62264).

Main Office

Alpena Community Credit Union Main Office Main Office

Type: Corporate Office

710 W Miller St

Alpena, MI 49707-1875

Phone: (989) 356-4561

Services: Member Services, Drive-Thru

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