MUSKEGON ST JOSEPH Credit Union Profile

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MUSKEGON ST JOSEPH

Charter #8141 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (231) 759-7931

Fax: (231) 759-7432

Founding Date: N/A

Personnel & Operations

President: Benedict, Stephen

Manager: Kleinsorge, Mary

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: FRIDAY 4-6PM SATURDAY 9AM-1:30 PM

Credit Union Profile Summary

MUSKEGON ST JOSEPH is a FCU Credit Union. With a total of 1,366 members [1], this institution manages approximately $13,179,809 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.88% [1].

Financial Snapshot

Total Assets [1]
$13,179,809

Total economic resources.

Total Loans [1]
$8,730,488

Total value of outstanding loans.

Total Deposits [1]
$11,852,190

Total funds deposited by members.

Members [1]
1,366

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-10.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-9.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1903 BARCLAY ST

MUSKEGON, MI, 49441

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MUSKEGON ST JOSEPH (Charter #8141).

Main Office

Main Office Main Office

Type: Corporate Office

1903 Barclay St

Muskegon, MI 49441

Phone: (231) 759-7931

Services: Member Services

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