NORTH CENTRAL AREA Credit Union Profile
Showing details for NORTH CENTRAL AREA Credit Union.
Credit Union Profile for: NORTH CENTRAL AREA
NORTH CENTRAL AREA
Headquarters Contact & Staff
Contact & Info
Phone: (989) 910-5135
Fax: (989) 919-5128
Founding Date: N/A
Website: http://www.ncacu.org
Personnel & Operations
President: Witt, Stephen
Manager: Richter, Mark
FT Employees: 61
PT Employees: 5
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 6
Hours: 9 a.m. - 5 p.m. M-TH 9:00 am -5:30 pm Frida
Credit Union Profile Summary
NORTH CENTRAL AREA is a FISCU Credit Union. With a total of 19,423 members [1], this institution manages approximately $254,830,063 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.30% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 5 branches reported by NORTH CENTRAL AREA (Charter #61953).
Main Office
Administration Building Main Office
2665 Reserve Rd
Houghton Lake, MI 48629-7900
Phone: (989) 910-5135
Services: Member Services
Additional Branches
Grayling
Grayling Branch
505 Clyde St
Grayling, MI 49738
Phone: (989) 348-7488
Services: Member Services, ATM, Drive-Thru
Houghton Lake
Houghton Lake Branch
2671 Reserve Rd
Houghton Lake, MI 48629
Phone: (989) 366-9646
Services: Member Services, ATM, Drive-Thru
Roscommon
Roscommon Branch
129 Lake St
Roscommon, MI 48653-7658
Phone: (989) 275-5169
Services: Member Services, ATM, Drive-Thru
Standish
Standish Branch
212 Court St S
Standish, MI 48658
Phone: (989) 846-9553
Services: Member Services, ATM, Drive-Thru