H.P.C. Credit Union Profile
Showing details for H.P.C. Credit Union.
Credit Union Profile for: H.P.C.
H.P.C.
Headquarters Contact & Staff
Contact & Info
Phone: (989) 354-4698
Fax: (989) 356-6912
Founding Date: N/A
Website: http://www.hpccu.com
Personnel & Operations
President: BENSON, JON
Manager: WERNER, DENNIS
FT Employees: 29
PT Employees: 4
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 3
Hours: 8:30 A.M. - 5:30 P.M. MONDAY - FRIDAY 9:00
Credit Union Profile Summary
H.P.C. is a FISCU Credit Union. With a total of 7,543 members [1], this institution manages approximately $156,589,732 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.25% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 4 branches reported by H.P.C. (Charter #62219).
Main Office
H.P.C. CREDIT UNION - MAIN OFFICE Main Office
1234 W CHISHOLM ST
Alpena, MI 49707
Phone: (989) 354-4698
Services: Member Services, ATM, Drive-Thru
Additional Branches
Alpena
H.P.C. Credit Union - Branch Office #1
300 S Ripley Blvd
Alpena, MI 49707
Phone: (989) 354-4698
Services: Member Services, ATM, Drive-Thru
Mio
H.P.C. Credit Union - Branch Office #3
308 N Morenci Ave
Mio, MI 48647-9472
Phone: (989) 826-5898
Services: Member Services, ATM, Drive-Thru
West Branch
H.P.C. Credit Union - Branch Office #2
2498 I 75 Business Loop
West Branch, MI 48661
Phone: (989) 343-5045
Services: Member Services