CREDIT UNION ONE Credit Union Profile

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CREDIT UNION ONE

Charter #62562 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 398-1210

Fax: (248) 584-5442

Founding Date: N/A

Website: http://WWW.CUONE.ORG

Personnel & Operations

President: Lara, Guadalupe

Manager: Moody, Gary

FT Employees: 313

PT Employees: 21

Designations & Ratios

MDI Status: No

RBC Ratio: 12.94%

Membership Type: 99

Branches: 17

Hours: Mon: 10:00am - 5:00pm Tue: 10:00am - 5:00p

Credit Union Profile Summary

CREDIT UNION ONE is a FISCU Credit Union. With a total of 108,676 members ^[1], this institution manages approximately $1,751,307,001 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.69% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.19% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,751,307,001

Total economic resources.

Total Loans ^[1]

$1,189,514,943

Total value of outstanding loans.

Total Deposits ^[1]

$1,565,162,573

Total funds deposited by members.

Members ^[1]

108,676

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

76.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

400 E 9 Mile Rd

Ferndale, MI, 48220

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 17 branches reported by CREDIT UNION ONE (Charter #62562).

Main Office

CUO-Ferndale Main Office

Type: Corporate Office

400 E 9 Mile Rd

Ferndale, MI 48220

Phone: (248) 398-1210

Services: Member Services, ATM, Drive-Thru

CREDIT UNION ONE Credit Union Profile

CREDIT UNION ONE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

CUO-Ferndale Main Office

Additional Branches

Ann Arbor

Berkley

Davison

Detroit

Farmington

Grand Rapids

Macomb

Saint Clair Shores

Shelby Township

Southgate

Sterling Heights

Traverse City

Troy

Waterford

West Bloomfield

Westland