OMNI COMMUNITY Credit Union Profile

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OMNI COMMUNITY

Charter #60105 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 441-1400

Fax: (269) 441-1451

Founding Date: N/A

Website: http://www.omnicommunitycu.org

Personnel & Operations

President: Lambert, Robert

Manager: Cramer, Mark

FT Employees: 120

PT Employees: 28

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 13

Hours: Mon - Thur: 9-5 Fri: 9-5:30 Sat 9-12

Credit Union Profile Summary

OMNI COMMUNITY is a FISCU Credit Union. With a total of 46,592 members ^[1], this institution manages approximately $606,786,110 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.39% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.11% ^[1].

Financial Snapshot

Total Assets ^[1]

$606,786,110

Total economic resources.

Total Loans ^[1]

$343,831,235

Total value of outstanding loans.

Total Deposits ^[1]

$510,359,839

Total funds deposited by members.

Members ^[1]

46,592

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

16.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

67.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3141 Capital Ave SW

Battle Creek, MI, 49015

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by OMNI COMMUNITY (Charter #60105).

Main Office

Capital Main Office

Type: Corporate Office

3141 Capital Ave SW

Battle Creek, MI 49015

Phone: (269) 441-1400

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bangor

Type: Branch Office

Ft Custer

Type: Branch Office

Type: Branch Office

114 E Chicago Rd

White Pigeon, MI 49099

Phone: (269) 441-1400

Services: Member Services, ATM, Drive-Thru

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