KELLOGG COMMUNITY Credit Union Profile

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KELLOGG COMMUNITY

Charter #68678 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 968-9251

Fax: (269) 966-0648

Founding Date: N/A

Website: http://www.kccu4u.org

Personnel & Operations

President: Rolfe, Henry Pat

Manager: Miller, Tracy

FT Employees: 155

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 14

Hours: 9:00 - 5:00

Credit Union Profile Summary

KELLOGG COMMUNITY is a FISCU Credit Union. With a total of 50,177 members ^[1], this institution manages approximately $928,328,880 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.81% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.56% ^[1].

Financial Snapshot

Total Assets ^[1]

$928,328,880

Total economic resources.

Total Loans ^[1]

$696,992,429

Total value of outstanding loans.

Total Deposits ^[1]

$769,176,357

Total funds deposited by members.

Members ^[1]

50,177

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

16.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

90.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.97%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 8.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

41 2ND ST

BATTLE CREEK, MI, 49014-6286

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 14 branches reported by KELLOGG COMMUNITY (Charter #68678).

Main Office

2nd Street Main Office

Type: Corporate Office

41 2nd St

Battle Creek, MI 49014-6286

Phone: (269) 968-9251

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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Grand Rapids

Metro Health

Type: Branch Office

Dickman

Type: Branch Office

2925 W Dickman Rd

Springfield, MI 49037-7939

Phone: (269) 968-9251

Services: Member Services, ATM, Drive-Thru

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Three Rivers

Three Rivers Branch

Type: Branch Office

915 W Michigan Ave

Three Rivers, MI 49093

Phone: (269) 279-7444

Services: Member Services, ATM, Drive-Thru

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