IGNITE Credit Union Profile

Showing details for IGNITE Credit Union.

Home > MI > IGNITE

IGNITE

Charter #62072 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 965-7281

Fax: (269) 965-2420

Founding Date: N/A

Website: https://www.ignitecreditunion.com/

Personnel & Operations

President: Hicks, Don

Manager: Lewis, Kristopher

FT Employees: 128

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 10

Hours: 9:00 am to 5:00 pm

Credit Union Profile Summary

IGNITE is a FISCU Credit Union. With a total of 30,615 members [1], this institution manages approximately $374,209,592 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 67.24% [1].

Financial Snapshot

Total Assets [1]
$374,209,592

Total economic resources.

Total Loans [1]
$290,247,975

Total value of outstanding loans.

Total Deposits [1]
$330,504,984

Total funds deposited by members.

Members [1]
30,615

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 64.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 67.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 75.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

115 Riverside Dr

Battle Creek, MI, 49015
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 6 branches reported by IGNITE (Charter #62072).

Main Office

Battle Creek Main Main Office

Type: Corporate Office

115 Riverside Dr

Battle Creek, MI 49015

Phone: (269) 965-7281

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Albion

Albion Branch

Type: Branch Office

200 W Cass St

Albion, MI 49224

Phone: (517) 629-3100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Coldwater

Coldwater Branch

Type: Branch Office

415 N Willowbrook Rd

Coldwater, MI 49036

Phone: (517) 279-8059

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jackson

Jackson Branch

Type: Branch Office

408 E Ganson St

Jackson, MI 49201-1509

Phone: (800) 648-8035

Services: Member Services, ATM, Drive-Thru

Open in Directions

Portage

Portage Branch

Type: Branch Office

3070 W Centre Ave

Portage, MI 49024

Phone: (269) 965-7281

Services: Member Services

Open in Directions

Sterling Heights

Sterling Heights

Type: Branch Office

39900 Van Dyke Ave

Sterling Heights, MI 48313

Phone: (800) 648-8035

Services: Member Services, ATM

Open in Directions