MICHIGAN UNITED Credit Union Profile

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MICHIGAN UNITED

Charter #61698 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 814-4000

Fax:

Founding Date: N/A

Website: http://www.michiganunitedcu.org

Personnel & Operations

President: Perry, Richard

Manager: Staley, Andrew

FT Employees: 83

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-Th 9am-5pm F 9am-5:30pm

Credit Union Profile Summary

MICHIGAN UNITED is a FISCU Credit Union. With a total of 23,881 members [1], this institution manages approximately $336,951,744 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.45% [1].

Financial Snapshot

Total Assets [1]
$336,951,744

Total economic resources.

Total Loans [1]
$213,641,964

Total value of outstanding loans.

Total Deposits [1]
$294,097,779

Total funds deposited by members.

Members [1]
23,881

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.64%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3501 Hamlin Rd

Auburn Hills, MI, 48326
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by MICHIGAN UNITED (Charter #61698).

Main Office

Birmingham Main Office

Type: Corporate Office

576 E Lincoln St

Birmingham, MI 48009-1757

Phone: (248) 647-5958

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Holly

Holly

Type: Branch Office

15156 N Holly Rd

Holly, MI 48442-1139

Phone: (248) 634-9061

Services: Member Services, ATM, Drive-Thru

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Lake Orion

Lake Orion

Type: Branch Office

350 N Park Blvd

Lake Orion, MI 48362-3150

Phone: (248) 814-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Saint Clair Shores

Shores

Type: Branch Office

25901 Harper Ave

Saint Clair Shores, MI 48081-2213

Phone: (586) 771-4260

Services: Member Services, Drive-Thru

Open in Directions

Shelby Township

Shelby Township

Type: Branch Office

13643 23 Mile Rd

Shelby Township, MI 48315

Phone: (586) 532-1880

Services: Member Services, ATM

Open in Directions

Warren

Warren

Type: Branch Office

30160 Van Dyke Ave

Warren, MI 48093

Phone: (586) 573-4110

Services: Member Services, ATM, Drive-Thru

Open in Directions

Waterford

Waterford East

Type: Branch Office

4594 Pontiac Lake Rd

Waterford, MI 48328

Phone: (248) 674-0491

Services: Member Services, ATM, Drive-Thru

Open in Directions

Waterford North

Type: Branch Office

4770 Dixie Hwy

Waterford, MI 48329

Phone: (248) 618-9800

Services: Member Services, Drive-Thru

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