TRUE COMMUNITY Credit Union Profile

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TRUE COMMUNITY

Charter #68718 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (517) 784-7101

Fax: (517) 784-6677

Founding Date: N/A

Website: http://www.TrueCCU.com

Personnel & Operations

President: Burgett, Josh

Manager: Siders, Chrissy

FT Employees: 208

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 15

Hours: M-F 7:30-6:00 S 9-2

Credit Union Profile Summary

TRUE COMMUNITY is a FISCU Credit Union. With a total of 82,778 members ^[1], this institution manages approximately $918,890,474 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.93% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.13% ^[1].

Financial Snapshot

Total Assets ^[1]

$918,890,474

Total economic resources.

Total Loans ^[1]

$702,657,019

Total value of outstanding loans.

Total Deposits ^[1]

$792,804,667

Total funds deposited by members.

Members ^[1]

82,778

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

88.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 Clinton Rd

Jackson, MI, 49202-2060

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by TRUE COMMUNITY (Charter #68718).

Main Office

Clinton Road Main Office

Type: Corporate Office

Mansfield

Type: Branch Office

424 S Mansfield St

Ypsilanti, MI 48197-5165

Phone: (734) 484-5100

Services: Member Services, ATM, Drive-Thru

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Whittaker

Type: Branch Office

1861 Whittaker Rd

Ypsilanti, MI 48197

Phone: (734) 961-0506

Services: Member Services, ATM, Drive-Thru

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